up to 14.50%High-yield fixed deposits
Choose a term and payment frequency that match your plans, with clear returns and personal support.
Estimate a return
Professional guidance
Financial solutions shaped around your goals.
From savings and deposits to lending, leasing and business finance, SFCM brings professional advice and practical solutions together in one clear customer journey.
SFCM Finance commenced operations in Sri Lanka as a licensed finance company since 2005, while its stocks are listed in the Colombo Stock Exchange. The company operates in Sri Lanka within the regulatory guidelines set forth by the Central Bank of Sri Lanka. Being in Sri Lanka's banking and financial services industry for more than two decades, we aim to provide practical solutions for our clients as well as add value to our stakeholders.
Innovative solutions
Comprehensive financial services.
Practical financial solutions for individuals, families, enterprises and communities across Sri Lanka.
up to 14.50%
personal guidanceSmart auto and equipment leasing
Structure vehicle or equipment finance around your income, preferred tenure and day-to-day priorities.
Plan a lease
flexible termsHousing and real estate loans
Move from property plans to a realistic repayment structure with guidance at every stage.
Discuss your plan
SME and agriSME and micro agri loans
Support working capital, equipment and expansion with finance shaped around the way you operate.
Build your proposal
business growthCorporate finance advisory
Access structured facilities and experienced guidance for established Sri Lankan enterprises.
Contact corporate services
connected serviceDigital banking services
Stay connected to essential account information and service support wherever your day takes you.
Get digital support
Local understanding
A finance partner grounded in Sri Lanka.
Our decisions begin with the realities of local customers, businesses and communities. That means clearer conversations and solutions that make sense beyond the application form.
- People-led serviceProfessional support built around your goals and circumstances.
- Responsible practiceClear information and careful assessment throughout the journey.
- Practical progressFinancial tools that help households and enterprises move forward.
Plan with confidence
Put the numbers into perspective.
Use these quick estimates as a starting point, then speak with our team for a personalised assessment.
Our company
Serving Sri Lanka since 2005.
SFCM Finance combines more than two decades of local financial-services experience with a practical focus on customer needs and stakeholder value.
SFCM Finance is a financial institution in Sri Lanka, providing personal finance, SME, agricultural and other financial solutions to individuals and businesses.
2005Operations commenced
CSEPublicly listed company
Sri LankaLocal market focus
Sri Lankan perspective
Finance connected to the wider economy.
Our work sits within the everyday movement of savings, investment, enterprise and confidence across the country.
Urban opportunity
Flexible financial planning helps households and businesses participate in the growth of Sri Lanka's commercial centres.
Savings with purpose
Disciplined saving creates room for education, enterprise, property and the milestones that matter most.
Talk to SFCM
Let’s discuss the right next step.
Share what you are planning and our team will help you understand the practical options.
Call centre+94 11 377 3888
Emailinfo@sfcm.lk
Corporate office498 Colombo Road, Gampaha, Sri Lanka
Business hoursMonday to Friday, 8:30 AM to 5:00 PM